Loan Comparison: 4 Lenders, 10 Lakh Loan
A maximal 4-offer comparison on a 10 lakh loan across a range of rates and fee structures.
Comparing 4 loan offers, Lender B has the lowest total cost of loan at ₹1,80,088, once interest, processing fees, and other charges are all included.
- Loan amount
- ₹10,00,000
- Rate
- 11% p.a.
- Tenure
- 36 months
- Loan amount
- ₹10,00,000
- Rate
- 10.5% p.a.
- Tenure
- 36 months
- Loan amount
- ₹10,00,000
- Rate
- 10% p.a.
- Tenure
- 36 months
- Loan amount
- ₹10,00,000
- Rate
- 12% p.a.
- Tenure
- 36 months
Lender A
Lender B
Lender C
Lender D
Lender A
Monthly EMI
₹32,
Total interest
₹1.79 Lakh
₹1,78,594
Fees
₹15,
Total cost of loan
₹1.94 Lakh
₹1,93,594
Lender BRecommended
Monthly EMI
₹32,
Total interest
₹1.7 Lakh
₹1,70,088
Fees
₹10
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Total cost of loan is total interest plus processing fee plus other one-time charges, compared exactly as each offer is entered. It does not model prepayment, foreclosure charges, or floating-rate resets over the tenure.