10 LPA In-Hand Salary, Monthly Take-Home Calculator FY 2025-26
Your in-hand salary at ₹10 LPA CTC is ₹73,531 per month under the new tax regime for FY 2025-26. Full monthly salary slip breakdown with PF, professional tax, and zero income tax.
In-hand salary at ₹10 LPA CTC: ₹73,531/month (new regime). Gross salary is ₹9,32,769 and income tax is zero because taxable income (₹8,57,769) is within the ₹12 lakh 87A rebate limit.
Assumptions: basic = 40% of CTC, HRA = 50% of basic, state = Karnataka, FY 2025-26. Change inputs for your exact salary.
New regime (monthly)
₹73,
Tax: Nil (87A rebate)
Old regime (monthly)
₹66,
Tax: ₹82,632/yr
Frequently asked questions
Salary Hike Percentage Calculator
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Salary Hike Amount Calculator
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Salary Calculator
Quick CTC breakdown: see your basic, HRA, allowances, PF, and take-home at a glance.
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Assumes basic = 40% of CTC, HRA = 50% of basic, employee and employer PF at 12% of basic each, gratuity provision at (monthly basic x 15)/26 per year, professional tax as per Karnataka rates, and FY 2025-26 tax slabs. Old regime comparison uses standard deduction only; add your actual deductions in the full calculator.