15 LPA In-Hand Salary — Monthly Take-Home Calculator FY 2025-26
Your in-hand salary at ₹15 LPA CTC is ₹1,03,582 per month under the new tax regime for FY 2025-26. Income tax is ₹81,768/year (₹6,814/month). Full salary slip breakdown included.
In-hand salary at ₹15 LPA CTC: ₹1,03,582/month new regime. Tax is ₹81,768/year. Gross salary is ₹13,99,154; PF ₹72,000; PT ₹2,400. Annual take-home: ₹12,42,986.
Assumptions: basic = 40% of CTC, HRA = 50% of basic, state = Karnataka, FY 2025-26. Change inputs for your exact salary.
New regime (monthly)
₹1,
Tax: ₹81,768/yr
Old regime (monthly)
₹93,
Tax: ₹2,03,472/yr
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Assumes basic = 40% of CTC, HRA = 50% of basic, employee and employer PF at 12% of basic each, gratuity provision at (monthly basic x 15)/26 per year, professional tax as per Karnataka rates, and FY 2025-26 tax slabs. Old regime comparison uses standard deduction only — add your actual deductions in the full calculator.