18 LPA Take Home Salary, Net In-Hand Salary FY 2025-26
At ₹18 LPA CTC, your monthly in-hand salary is ₹1,22,064 under the new tax regime for FY 2025-26. Annual income tax under the new regime is ₹1,25,422 (including 4% cess).
Monthly take-home at ₹18 LPA CTC is ₹1,22,064 under the new regime. Tax is ₹1,25,422/year. Gross salary is ₹16,78,985 and total deductions (PF + PT + tax) are ₹2,14,222 per year.
Assumptions: basic = 40% of CTC, HRA = 50% of basic, state = Karnataka, FY 2025-26. Change inputs for your exact salary.
New regime (monthly)
₹1.22 Lakh
₹1,22,046
Tax: ₹1,25,629/yr
Old regime (monthly)
₹1.09 Lakh
₹1,08,658
Tax: ₹2,86,287/yr
Frequently asked questions
Salary Hike Percentage Calculator
Calculate the exact percentage hike between your old and new salary after appraisal.
Salary Hike Amount Calculator
Find your new salary and hike amount from your current salary and hike percentage.
Salary Calculator
Quick CTC breakdown: see your basic, HRA, allowances, PF, and take-home at a glance.
CAGR Calculator
Find the Compound Annual Growth Rate of any investment over a given period.
Assumes basic = 40% of CTC, HRA = 50% of basic, employee and employer PF at 12% of basic each, gratuity provision at (monthly basic x 15)/26 per year, professional tax as per Karnataka rates, and FY 2025-26 tax slabs. Old regime comparison uses standard deduction only; add your actual deductions in the full calculator.