9 LPA Take Home Salary — Net In-Hand Salary FY 2025-26
At ₹9 LPA CTC, your monthly take-home is ₹66,158 under the new tax regime for FY 2025-26. Taxable income stays under ₹12 lakh, so income tax is zero after the 87A rebate.
Monthly take-home at ₹9 LPA CTC is ₹66,158 under the new tax regime with zero income tax. Your gross salary is ₹8,39,492 and total deductions are employee PF (₹43,200) and professional tax (₹2,400).
Assumptions: basic = 40% of CTC, HRA = 50% of basic, state = Karnataka, FY 2025-26. Change inputs for your exact salary.
New regime (monthly)
₹66,
Tax: Nil (87A rebate)
Old regime (monthly)
₹60,
Tax: ₹64,228/yr
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Assumes basic = 40% of CTC, HRA = 50% of basic, employee and employer PF at 12% of basic each, gratuity provision at (monthly basic x 15)/26 per year, professional tax as per Karnataka rates, and FY 2025-26 tax slabs. Old regime comparison uses standard deduction only — add your actual deductions in the full calculator.