CTC Required for ₹1 Lakh Per Month In-Hand Salary — India 2025-26
To take home ₹1 lakh per month, you need approximately ₹14-15 LPA CTC under the new tax regime. At ₹15 LPA CTC, your take-home is ₹1,03,582/month (new regime) for FY 2025-26.
To take home ₹1 lakh per month, you need about ₹14.3-15 LPA CTC under the new regime. At ₹15 LPA, take-home is ₹1,03,582/month. The ₹14 LPA mark gives about ₹97,422/month — just short of ₹1 lakh.
Assumptions: basic = 40% of CTC, HRA = 50% of basic, state = Karnataka, FY 2025-26. Change inputs for your exact salary.
New regime (monthly)
₹1,
Tax: ₹81,768/yr
Old regime (monthly)
₹93,
Tax: ₹2,03,472/yr
Frequently asked questions
Salary Calculator
Quick CTC breakdown: see your basic, HRA, allowances, PF, and take-home at a glance.
Salary Hike Percentage Calculator
Calculate the exact percentage hike between your old and new salary after appraisal.
Salary Hike Amount Calculator
Find your new salary and hike amount from your current salary and hike percentage.
SIP Calculator
Plan your monthly investments and see how they can grow over time.
Assumes basic = 40% of CTC, HRA = 50% of basic, employee and employer PF at 12% of basic each, gratuity provision at (monthly basic x 15)/26 per year, professional tax as per Karnataka rates, and FY 2025-26 tax slabs. Old regime comparison uses standard deduction only — add your actual deductions in the full calculator.