New Take-Home Salary After Hike, CTC to In-Hand Calculator 2025-26
Got a salary hike? See your new monthly take-home after the hike. At ₹12 LPA new CTC, take-home is ₹88,277/month. At ₹15 LPA, it is ₹1,03,582/month. Enter your new CTC for an instant breakdown.
After a salary hike, your new take-home depends on the new CTC, tax regime, and deductions. Example: ₹12 LPA → ₹88,277/month (new regime, zero tax). ₹15 LPA → ₹1,03,582/month. Enter your new CTC above for the exact breakdown.
Assumptions: basic = 40% of CTC, HRA = 50% of basic, state = Karnataka, FY 2025-26. Change inputs for your exact salary.
New regime (monthly)
₹88,
Tax: Nil (87A rebate)
Old regime (monthly)
₹78,
Tax: ₹1,20,658/yr
Frequently asked questions
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Assumes basic = 40% of CTC, HRA = 50% of basic, employee and employer PF at 12% of basic each, gratuity provision at (monthly basic x 15)/26 per year, professional tax as per Karnataka rates, and FY 2025-26 tax slabs. Old regime comparison uses standard deduction only; add your actual deductions in the full calculator.