Negative Net Worth: When Liabilities Exceed Assets
See a net worth profile where outstanding loans and debt add up to more than total assets, resulting in a negative net worth.
With total assets of ₹1,50,000 and total liabilities of ₹8,00,000, this profile has a net worth of ₹-6,50,000.
- Cash & bank balance
- ₹50,000
- Investments
- ₹50,000
- Real estate
- ₹0
- Other assets
- ₹50,000
- Loans
- ₹7,00,000
- Credit card debt
- ₹1,00,000
- Other liabilities
- ₹0
Net worth
0.19x assets/liabilities-₹6.5 Lakhs
₹-6,50,000
total assets minus total liabilities
Total assets
₹1.5 Lakh
₹1,50,000
Total liabilities
₹8 Lakhs
₹8,00,000
exceeds assets
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Net worth is a snapshot of your finances today, not a projection. It does not account for future income, taxes on selling assets, or changes in market value.