₹10,000 NSC Investment for 5 Years
See the maturity value and year-by-year interest on a ₹10,000 National Savings Certificate at 7.7% p.a., compounded annually.
An NSC investment of ₹10,000 at 7.7% p.a. for 5 years matures to ₹14,490, earning ₹4,490 in interest. Interest in years 1 to 4 is deemed reinvested and qualifies for Section 80C deduction, reducing your effective tax outgo.
- Investment
- ₹10,000
- Interest rate
- 7.7% p.a.
- Tenure
- 5 years
Maturity Value
7.7% p.a.₹14,
after 5 years
Investment
₹10,
Total interest earned
₹4,
+45% gain
Interest rate
7.7% p.a.
Tenure
5 years
Inflation-adjusted value
₹10,
in today's ₹, at 6% inflation
| Year | Opening balance | Split | Interest accrued | Closing balance |
|---|---|---|---|---|
| 1 | ₹10,000 | ₹770 | ₹10,770 | |
| 2 | ₹10,770 | ₹829 | ₹11,599 | |
| 3 |
Post Office MIS Calculator
Work out the monthly income you will receive from a Post Office MIS account.
SCSS Calculator
Estimate quarterly payouts and total returns from a Senior Citizens Savings Scheme account.
KVP Calculator
See exactly when your Kisan Vikas Patra investment will double.
PPF Calculator
Track how your Public Provident Fund balance grows with yearly contributions.
NSC earns 7.7% p.a. compounded annually. Investments up to ₹1,50,000/year qualify for Section 80C deduction. Interest is deemed reinvested and taxable only at maturity.