₹1,25,000/Year PPF for 20 Years
See the maturity value, total interest, and year-by-year growth of a ₹1,25,000/year PPF account over 20 years at 7.1% interest.
Investing ₹1,25,000/year in PPF for 20 years at the current 7.1% rate builds a corpus of ₹55,48,573, entirely tax-free. Of that, ₹25,00,000 is your contribution and ₹30,48,573 is interest, all three stages are tax-exempt under EEE status. PPF interest compounds annually on the balance between the 5th and last day of each month, so depositing before the 5th of April each year gives you the maximum benefit.
- Annual investment
- ₹1,25,000
- PPF interest rate
- 7.1% p.a.
- Tenure
- 20 years
Maturity value
7.1% p.a.₹55.49 Lakhs
₹55,48,573
after 20 years
Invested amount
₹25 Lakhs
₹25,00,000
Total interest earned
₹30.49 Lakhs
₹30,48,573
+122% gain
₹50k/yr / 15 yrs
₹13.56L
₹50k/yr / 25 yrs
₹34.36L
₹1L/yr / 15 yrs
₹27.12L
₹1L/yr / 20 yrs
₹44.39L
₹1.5L/yr / 15 yrs
₹40.68L
₹1.5L/yr / 25 yrs
₹1.03Cr
₹25k/yr / 15 yrs
₹6.78L
₹25k/yr / 20 yrs
₹11.1L
₹25k/yr / 25 yrs
₹17.18L
₹50k/yr / 20 yrs
₹22.19L
₹75k/yr / 15 yrs
₹20.34L
₹75k/yr / 20 yrs
₹33.29L
₹75k/yr / 25 yrs
₹51.54L
₹1L/yr / 25 yrs
₹68.72L
₹1.25L/yr / 15 yrs
₹33.9L
₹1.25L/yr / 20 yrs
₹55.49L
₹1.25L/yr / 25 yrs
₹85.9L
₹1.5L/yr / 20 yrs
₹66.58L
₹1.25L/yr / 25 yrs (extended)
₹85.9L
| Year | Invested | Split | Interest | Balance |
|---|---|---|---|---|
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This calculator assumes an annual deposit of ₹1,25,000 at the start of each year, compounded annually at 7.1% p.a. (the rate the government revises quarterly), over the 20-year PPF tenure. Actual PPF interest is computed monthly on the lowest balance between the 5th and last day of the month, so real maturity values may differ slightly from this estimate.