PPF Calculator
Estimate how your Public Provident Fund balance grows with annual contributions and compounding interest, over a 15-year lock-in or any extension in 5-year blocks.
Maturity value
7.1% p.a.₹51.5 Lakhs
₹51,50,304
after 30 years
Total invested
₹15 Lakhs
₹15,00,000
Total interest earned
₹36.5 Lakhs
₹36,50,304
+243% gain
Inflation-adjusted value
₹8.97 Lakhs
₹8,96,720
in today's ₹, at 6% inflation| Year | Invested | Split | Interest | Balance |
|---|---|---|---|---|
| 1 | ₹50,000 | ₹3,550 | ₹53,550 | |
| 2 | ₹1,00,000 | ₹10,902 | ₹1,10,902 | |
| 3 | ₹1,50,000 | ₹22,326 | ₹1,72,326 | |
| 4 | ₹2,00,000 | ₹38,111 | ₹2,38,111 | |
| 5 | ₹2,50,000 | ₹58,567 | ₹3,08,567 | |
| 6 | ₹3,00,000 | ₹84,025 | ₹3,84,025 | |
| 7 | ₹3,50,000 | ₹1,14,841 | ₹4,64,841 | |
| 8 | ₹4,00,000 | ₹1,51,395 | ₹5,51,395 | |
| 9 | ₹4,50,000 | ₹1,94,094 | ₹6,44,094 | |
| 10 | ₹5,00,000 | ₹2,43,375 | ₹7,43,375 | |
| 11 | ₹5,50,000 | ₹2,99,704 | ₹8,49,704 | |
| 12 | ₹6,00,000 | ₹3,63,583 | ₹9,63,583 | |
| 13 | ₹6,50,000 | ₹4,35,548 | ₹10,85,548 | |
| 14 | ₹7,00,000 | ₹5,16,172 | ₹12,16,172 | |
| 15 | ₹7,50,000 | ₹6,06,070 | ₹13,56,070 | |
| 16 | ₹8,00,000 | ₹7,05,901 | ₹15,05,901 | |
| 17 | ₹8,50,000 | ₹8,16,370 | ₹16,66,370 | |
| 18 | ₹9,00,000 | ₹9,38,232 | ₹18,38,232 | |
| 19 | ₹9,50,000 | ₹10,72,296 | ₹20,22,296 | |
| 20 | ₹10,00,000 | ₹12,19,429 | ₹22,19,429 | |
| 21 | ₹10,50,000 | ₹13,80,559 | ₹24,30,559 | |
| 22 | ₹11,00,000 | ₹15,56,679 | ₹26,56,679 | |
| 23 | ₹11,50,000 | ₹17,48,853 | ₹28,98,853 | |
| 24 | ₹12,00,000 | ₹19,58,221 | ₹31,58,221 | |
| 25 | ₹12,50,000 | ₹21,86,005 | ₹34,36,005 | |
| 26 | ₹13,00,000 | ₹24,33,511 | ₹37,33,511 | |
| 27 | ₹13,50,000 | ₹27,02,141 | ₹40,52,141 | |
| 28 | ₹14,00,000 | ₹29,93,393 | ₹43,93,393 | |
| 29 | ₹14,50,000 | ₹33,08,874 | ₹47,58,874 | |
| 30 | ₹15,00,000 | ₹36,50,304 | ₹51,50,304 |
Frequently asked questions
₹50,000/Year PPF for 15 Years
Builds ₹13.56L tax-free corpus
₹50,000/Year PPF for 25 Years
Builds ₹34.36L tax-free corpus
₹1,00,000/Year PPF for 15 Years
Builds ₹27.12L tax-free corpus
₹1,00,000/Year PPF for 20 Years
Builds ₹44.39L tax-free corpus
₹1,50,000/Year PPF for 15 Years
Builds ₹40.68L tax-free corpus
₹1,50,000/Year PPF for 25 Years
Builds ₹1.03Cr tax-free corpus
₹25,000/Year PPF for 15 Years
Builds ₹6.78L tax-free corpus
₹25,000/Year PPF for 20 Years
Builds ₹11.1L tax-free corpus
₹25,000/Year PPF for 25 Years
Builds ₹17.18L tax-free corpus
₹50,000/Year PPF for 20 Years
Builds ₹22.19L tax-free corpus
₹75,000/Year PPF for 15 Years
Builds ₹20.34L tax-free corpus
₹75,000/Year PPF for 20 Years
Builds ₹33.29L tax-free corpus
₹75,000/Year PPF for 25 Years
Builds ₹51.54L tax-free corpus
₹1,00,000/Year PPF for 25 Years
Builds ₹68.72L tax-free corpus
₹1,25,000/Year PPF for 15 Years
Builds ₹33.9L tax-free corpus
₹1,25,000/Year PPF for 20 Years
Builds ₹55.49L tax-free corpus
₹1,25,000/Year PPF for 25 Years
Builds ₹85.9L tax-free corpus
₹1,50,000/Year PPF for 20 Years
Builds ₹66.58L tax-free corpus
EPF Calculator
Estimate your Employee Provident Fund balance at retirement.
FD Calculator
Calculate the maturity value of your fixed deposit.
RD Calculator
See how your recurring deposit grows with regular monthly deposits.
SSY Calculator
Estimate the maturity amount for a Sukanya Samriddhi Yojana account.
This calculator assumes an annual deposit of ₹50,000 at the start of each year, compounded annually at 7.1% p.a. (the rate the government revises quarterly), over the 30-year PPF tenure. Actual PPF interest is computed monthly on the lowest balance between the 5th and last day of the month, so real maturity values may differ slightly from this estimate.