SIP Calculator
Plan your monthly investments and see how they can grow over time with the power of compounding.
Total value
12% p.a.₹2.5 Crores
₹2,49,78,698
after 20 years
Invested amount
₹60 Lakhs
₹60,00,000
Estimated returns
₹1.9 Crore
₹1,89,78,698
+316% gain
| Year | Invested | Split | Returns | Total value |
|---|---|---|---|---|
| 1 | ₹3,00,000 | ₹20,233 | ₹3,20,233 | |
| 2 | ₹6,00,000 | ₹81,080 | ₹6,81,080 | |
| 3 | ₹9,00,000 | ₹1,87,691 | ₹10,87,691 | |
| 4 | ₹12,00,000 | ₹3,45,871 | ₹15,45,871 | |
| 5 | ₹15,00,000 | ₹5,62,159 | ₹20,62,159 | |
| 6 | ₹18,00,000 | ₹8,43,926 | ₹26,43,926 | |
| 7 | ₹21,00,000 | ₹11,99,475 | ₹32,99,475 | |
| 8 | ₹24,00,000 | ₹16,38,164 | ₹40,38,164 | |
| 9 | ₹27,00,000 | ₹21,70,538 | ₹48,70,538 | |
| 10 | ₹30,00,000 | ₹28,08,477 | ₹58,08,477 | |
| 11 | ₹33,00,000 | ₹35,65,370 | ₹68,65,370 | |
| 12 | ₹36,00,000 | ₹44,56,304 | ₹80,56,304 | |
| 13 | ₹39,00,000 | ₹54,98,279 | ₹93,98,279 | |
| 14 | ₹42,00,000 | ₹67,10,449 | ₹1,09,10,449 | |
| 15 | ₹45,00,000 | ₹81,14,400 | ₹1,26,14,400 | |
| 16 | ₹48,00,000 | ₹97,34,455 | ₹1,45,34,455 | |
| 17 | ₹51,00,000 | ₹1,15,98,021 | ₹1,66,98,021 | |
| 18 | ₹54,00,000 | ₹1,37,35,981 | ₹1,91,35,981 | |
| 19 | ₹57,00,000 | ₹1,61,83,135 | ₹2,18,83,135 | |
| 20 | ₹60,00,000 | ₹1,89,78,698 | ₹2,49,78,698 |
Frequently asked questions
₹5,000 Monthly SIP for 10 Years
Grows to ₹11.62L in 10 yrs
₹2,000 Monthly SIP for 5 Years
Grows to ₹1.65L in 5 yrs
₹10,000 Monthly SIP for 15 Years
Grows to ₹50.46L in 15 yrs
₹15,000 Monthly SIP for 20 Years
Grows to ₹1.5Cr in 20 yrs
₹25,000 Monthly SIP for 25 Years
Grows to ₹4.74Cr in 25 yrs
₹1,000 Monthly SIP for 30 Years
Grows to ₹35.3L in 30 yrs
₹3,000 Monthly SIP for 5 Years
Grows to ₹2.47L in 5 yrs
₹3,000 Monthly SIP for 10 Years
Grows to ₹6.97L in 10 yrs
₹3,000 Monthly SIP for 15 Years
Grows to ₹15.14L in 15 yrs
₹3,000 Monthly SIP for 20 Years
Grows to ₹29.97L in 20 yrs
₹5,000 Monthly SIP for 15 Years
Grows to ₹25.23L in 15 yrs
₹5,000 Monthly SIP for 20 Years
Grows to ₹49.96L in 20 yrs
₹5,000 Monthly SIP for 25 Years
Grows to ₹94.88L in 25 yrs
₹5,000 Monthly SIP for 30 Years
Grows to ₹1.76Cr in 30 yrs
₹7,500 Monthly SIP for 10 Years
Grows to ₹17.43L in 10 yrs
₹7,500 Monthly SIP for 15 Years
Grows to ₹37.84L in 15 yrs
₹7,500 Monthly SIP for 20 Years
Grows to ₹74.94L in 20 yrs
₹10,000 Monthly SIP for 10 Years
Grows to ₹23.23L in 10 yrs
₹10,000 Monthly SIP for 20 Years
Grows to ₹99.91L in 20 yrs
₹10,000 Monthly SIP for 25 Years
Grows to ₹1.9Cr in 25 yrs
₹10,000 Monthly SIP for 30 Years
Grows to ₹3.53Cr in 30 yrs
₹15,000 Monthly SIP for 10 Years
Grows to ₹34.85L in 10 yrs
₹15,000 Monthly SIP for 15 Years
Grows to ₹75.69L in 15 yrs
₹15,000 Monthly SIP for 25 Years
Grows to ₹2.85Cr in 25 yrs
₹20,000 Monthly SIP for 10 Years
Grows to ₹46.47L in 10 yrs
₹20,000 Monthly SIP for 15 Years
Grows to ₹1.01Cr in 15 yrs
₹20,000 Monthly SIP for 20 Years
Grows to ₹2Cr in 20 yrs
₹20,000 Monthly SIP for 25 Years
Grows to ₹3.8Cr in 25 yrs
₹25,000 Monthly SIP for 10 Years
Grows to ₹58.08L in 10 yrs
₹25,000 Monthly SIP for 15 Years
Grows to ₹1.26Cr in 15 yrs
₹25,000 Monthly SIP for 20 Years
Grows to ₹2.5Cr in 20 yrs
₹50,000 Monthly SIP for 10 Years
Grows to ₹1.16Cr in 10 yrs
₹50,000 Monthly SIP for 20 Years
Grows to ₹5Cr in 20 yrs
Lumpsum Calculator
See how a one-time investment could grow at different return rates.
SWP Calculator
Work out how long your withdrawals will last from a lump sum.
Step-Up SIP Calculator
Model an SIP where you increase your contribution every year.
STP Calculator
See how a Systematic Transfer Plan moves money from a debt fund into equity over time.
This calculator assumes a constant 12% annual return, compounded monthly, applied uniformly across the 20-year period. Actual mutual fund returns fluctuate with the market and are never guaranteed. Use this as a planning estimate, not a promise.