₹1,25,000/Year SSY Account
See the 21-year maturity value of a Sukanya Samriddhi Yojana account with ₹1,25,000 invested per year at 8.2% p.a.
Investing ₹1,25,000/year in SSY at the current 8.2% rate builds a corpus of ₹59,85,099 at maturity (year 21), entirely tax-free. Deposits run for 15 years only; the account then earns interest through year 21 with no new contributions. Compare that to PPF at 7.1% for 15 years on the same amount: ₹33,90,174, SSY produces ₹25,94,925 more due to its higher rate and 21-year compounding window.
- Annual investment
- ₹1,25,000
- SSY interest rate
- 8.2% p.a.
- Tenure
- 21 years (deposits for 15)
Maturity value
8.2% p.a.₹59.85 Lakhs
₹59,85,099
after 21 years
Invested amount
₹18.75 Lakhs
₹18,75,000
Total interest earned
₹41.1 Lakhs
₹41,10,099
+219% gain
Inflation-adjusted value
₹17.61 Lakhs
₹17,60,549
in today's ₹, at 6% inflation| Year | Invested | Split | Interest | Balance |
|---|---|---|---|---|
| 1 | ₹1,25,000 | ₹10,250 | ₹1,35,250 | |
| 2 | ₹2,50,000 |
NSC Calculator
Calculate the maturity value and year-by-year interest for National Savings Certificates.
Post Office MIS Calculator
Work out the monthly income you will receive from a Post Office MIS account.
SCSS Calculator
Estimate quarterly payouts and total returns from a Senior Citizens Savings Scheme account.
KVP Calculator
See exactly when your Kisan Vikas Patra investment will double.
This calculator assumes annual deposits at the start of each year for the first 15 years, with interest compounded annually at 8.2% for the full 21-year tenure. Actual SSY interest is computed monthly on the lowest balance between the 5th and last day of the month. The government revises the SSY rate quarterly.