SWP Calculator
See how long your corpus can support regular withdrawals, with a year-by-year breakdown of balance, withdrawals, and growth.
Corpus depleted in
8% p.a.₹0
Your corpus runs out after 14 years at this withdrawal rate.
Total withdrawn
₹16.53 Lakhs
₹16,53,413
Total returns earned
₹6.53 Lakhs
₹6,53,413
| Year | Withdrawn | Split | Growth | Closing balance |
|---|---|---|---|---|
| 1 | ₹1,20,000 | ₹78,500 | ₹9,58,500 | |
| 2 | ₹1,20,000 | ₹75,056 | ₹9,13,556 | |
| 3 | ₹1,20,000 | ₹71,325 | ₹8,64,881 | |
| 4 | ₹1,20,000 | ₹67,285 | ₹8,12,167 | |
| 5 | ₹1,20,000 | ₹62,910 | ₹7,55,077 | |
| 6 | ₹1,20,000 | ₹58,172 | ₹6,93,249 | |
| 7 | ₹1,20,000 | ₹53,040 | ₹6,26,289 | |
| 8 | ₹1,20,000 | ₹47,482 | ₹5,53,771 | |
| 9 | ₹1,20,000 | ₹41,463 | ₹4,75,235 | |
| 10 | ₹1,20,000 | ₹34,945 | ₹3,90,180 | |
| 11 | ₹1,20,000 | ₹27,885 | ₹2,98,065 | |
| 12 | ₹1,20,000 | ₹20,240 | ₹1,98,305 | |
| 13 | ₹1,20,000 | ₹11,960 | ₹90,265 | |
| 14 | ₹93,413 | ₹3,148 | ₹0 |
Frequently asked questions
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MF Returns Calculator
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This calculator assumes a starting corpus of ₹10,00,000 earning 8% p.a., with a fixed monthly withdrawal of ₹10,000 over 15 years. At this withdrawal rate, the corpus is projected to deplete within 14 years. Part of our mutual fund calculator suite, see all mutual fund calculators.