₹20,000 Monthly RD for 12 Months
See the maturity value and total interest earned on a ₹20,000/month recurring deposit over 12 months at 6.5% p.a.
A ₹20,000/month recurring deposit for 1 year at 6.5% p.a. (quarterly compounding) matures to ₹2,48,573, earning ₹8,573 in interest on ₹2,40,000 in total deposits. Compare that to a fixed deposit: if you deposited ₹2,40,000 upfront at the same 6.5% rate for 1 year, you'd get roughly ₹2,55,984, ₹7,411 less with the RD because the FD deploys the full principal from day one.
- Monthly installment
- ₹20,000
- Interest rate
- 6.5% p.a.
- Tenure
- 12 months
Maturity value
6.5% p.a.₹2.49 Lakhs
₹2,48,573
after 1 year
Invested amount
₹2.4 Lakhs
₹2,40,000
Total interest earned
₹8,
+4% gain
₹5k/mo × 1yr
₹62.14k
₹5k/mo × 3yr
₹1.99L
₹5k/mo × 5yr
₹3.55L
₹10k/mo × 1yr
₹1.24L
₹10k/mo × 3yr
₹3.98L
₹20k/mo × 5yr
₹14.2L
₹2k/mo × 1yr
₹24.86k
₹2k/mo × 2yr
₹51.37k
₹2k/mo × 3yr
₹79.65k
₹2k/mo × 5yr
₹1.42L
₹5k/mo × 2yr
₹1.28L
₹10k/mo × 2yr
₹2.57L
₹10k/mo × 5yr
₹7.1L
₹15k/mo × 1yr
₹1.86L
₹15k/mo × 2yr
₹3.85L
₹15k/mo × 3yr
₹5.97L
₹15k/mo × 5yr
₹10.65L
₹20k/mo × 1yr
₹2.49L
₹20k/mo × 2yr
₹5.14L
₹20k/mo × 3yr
₹7.96L
₹25k/mo × 1yr
₹3.11L
₹25k/mo × 2yr
₹6.42L
₹25k/mo × 3yr
₹9.96L
₹25k/mo × 5yr
₹17.75L
₹50k/mo × 1yr
₹6.21L
₹50k/mo × 2yr
₹12.84L
₹50k/mo × 5yr
₹35.5L
₹20k/mo at 7.5%
₹2.5L
PPF Calculator
Track how your Public Provident Fund balance grows with yearly contributions.
EPF Calculator
Estimate your Employee Provident Fund balance at retirement.
FD Calculator
Same amount as lump sum: ₹2,40,000 FD vs this ₹20,000/mo RD
SSY Calculator
Estimate the maturity amount for a Sukanya Samriddhi Yojana account.
This calculator uses the standard RD formula with quarterly compounding (each monthly installment earns interest compounded quarterly for its remaining tenure). RD interest is taxable at your income slab rate; banks deduct TDS if annual interest exceeds ₹40,000 (₹50,000 for senior citizens).