₹5,000/Month RD for 12 Months

See the maturity value and total interest on a ₹5,000/month recurring deposit for 12 months at 6.5% p.a., compounded quarterly.

A ₹5,000/month recurring deposit for 1 year at 6.5% p.a. (quarterly compounding) matures to ₹62,143, earning ₹2,143 in interest on ₹60,000 in total deposits. Compare that to a fixed deposit: if you deposited ₹60,000 upfront at the same 6.5% rate for 1 year, you'd get roughly ₹63,996, ₹1,853 less with the RD because the FD deploys the full principal from day one.

This calculation's inputs

Monthly installment: ₹5,000
Interest rate: 6.5% p.a.
Tenure: 12 months

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Your projected returns

Maturity value

6.5% p.a.

₹62,143

after 1 year

Invested amount

₹60,000

Total interest earned

₹2,143

+4% gain

Inflation-adjusted value

₹58,626

in today's ₹, at 6% inflation

3%is returns

Invested₹60.0K

Returns₹2.1K

Balance growth over time

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Year-by-year growth

Related calculators

This calculator uses the standard RD formula with quarterly compounding (each monthly installment earns interest compounded quarterly for its remaining tenure). RD interest is taxable at your income slab rate; banks deduct TDS if annual interest exceeds ₹40,000 (₹50,000 for senior citizens).

₹5,000/Month RD for 12 Months

₹5,000/Month RD for 12 Months

What the numbers mean

After inflation, what is ₹62,143 actually worth?

How does this RD compare to an FD for the same total amount?

What if I extend this RD by 12 more months?

How much tax will I pay on ₹2,143 in RD interest?